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GDPR Data processing modelEnforcement of contractual warranties

By: Deleted user
PrivateInsurance
This processing model relates to the execution of contractual guarantees in the insurance sector

Purposes (1)

A purpose is the objective pursued by the setting up of your file. It indicates what the processing of personal data will be used for, its purpose. This purpose must be clear and understandable

1
Execute warranties
These are the technical operations required to implement the guarantees and benefits (establishing the losses, determining the amount of compensation). In this context, the data collected relates to the management of benefits and claims.
Contract

Data categories (4)

Personal data is any information relating to an identified or identifiable natural person. A natural person can be identified either directly (eg surname and first name) or indirectly (eg phone number, social security number, email or postal address, but also voice or image)

Data relating to the determination or evaluation of damages and benefits

Data details


Data from internet pages open to the public for the search of beneficiaries of escheated contractsrequired
Amounts reimbursed by social security for complementary healthcare costsrequired
unemployment benefitsrequired
Reversionrequired
Terms of paymentoptional
Data used to determine the data subject's tax obligationsrequired
Amount of benefitsrequired
Death benefitrequired
Rentesrequired
Disability rate

Definition

Article 9-2-b) of the GDPR

required
Nature and extent of damage sufferedrequired
Information relating to any administrative or legal proceedings that may be initiatedoptional
Expertise reportsoptional
PV de gendarmerie et autres rapports d'enquêteoptional
Description of damage to property and/or personsoptional
Nature and circumstances of the claimoptional

Data conservation rules

Identification data of insured/claimant

Data details


Emailrequired
Telephone numberrequired
Postal Addressrequired
First namerequired
Last name

Definition

false

required

Data conservation rules

Active base:

Active database: Duration of the contract.

Intermediate archiving:

Up to 6 years after last contact, in line with UK Limitation Act 1980 (standard limitation for contract/tort).

Aligns with UK limitation periods for contractual and tort claims. consistent with UK limitation rules.

Destruction

Data required for risk assessment

Data details


Type and characteristics of insured goodsrequired
Occupancy conditionsoptional
property/housing typeoptional
Geographical locationoptional

Data conservation rules

Active base:

For the duration of the contract.

Intermediate archiving:

Up to 6 years after last contact.

Destruction

Contract & claim identifiers

Data details


Claim file identification numberrequired
Contract identification numberrequired
Insured's identification numberrequired
Customer identification numberrequired

Data conservation rules

Active base:

Duration of contractual relationship.

Intermediate archiving:

Up to 6 years after last contact —

Aligns with UK limitation periods for contractual and tort claims.

Destruction

Data subject (1)

A data subject is any person whose data is collected, retained or processed by the data processing. e.g. In a recruitement process, any candidate for a position proposed in recruitement management process

  • Customers

Author:
Deleted user
Deleted user

Created at:07/08/2023

Updated on:00/01/1970

License: © Creative commons :
Attribution / Pas d'utilisation commerciale
CC-BY-NC AttributionPas d'utilisation commerciale

Nb using:4


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